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SSFG: The Global Economy, US Housing Market & Big Announcements

Published by Samuel Scott Financial Group Global Economy For what must be the umpteenth time, Europe’s financial crisis is continuing to evolve and present new problems. Elections in Greece and France...

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SSFG: Low Housing Inventory in San Diego Leads to Multiple Offer Challenges

Written by Samuel Scott Financial Group on June 25, 2012 For the first time in many years, the problem facing home buyers is no longer finding a way to afford a home, but rather, finding and buying a...

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SSFG: Economic Update: Housing Recovery, New Home Building, Economy Still...

An article by Samuel Scott Financial Group. U.S. housing seems to have bottomed out and the market is making a slow comeback. Analysts are seeing the first consistent monthly increase across the...

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Clock is Winding Down on Short Sale Debt Relief Act

The clock is winding down on tax breaks available to homeowners looking to avoid taxation on forgiven mortgage debt through a foreclosure or short sale. The Mortgage Debt Relief Act of 2007 will expire...

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Improve Your Credit Score & Lower Interest Rates

Written by Samuel Scott Financial Group on August 6, 2012 Credit scoring was developed in the 1960s as a means to determine whether or not consumers were likely to repay their loans. The score ranges...

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VA Home Loan Limits Raised to $518,750 in San Diego through December 31, 2012

Written by Samuel Scott Financial Group The Honoring America’s Veterans and Caring for Camp Lejeune Families Act of 2012 has been signed into law, raising the VA home loan limits in San Diego. The Act...

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Don’t Let Bank Statement Surprises Cause your Home Loan Closing to be Delayed

Ever wonder why it is that some home loan transactions don’t close on time, leaving both the client and real estate agent hanging?   More often than not, it is for a completely preventable reason. Mark...

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Jumbo Loans Could be Making a Comeback, San Diego Union Tribune Interviews...

Written by Lily Leung of the San Diego Union Tribune Higher-dollar mortgages that typically finance bigger, pricier homes, widely called “jumbo loans,” may be getting easier to obtain. Such loans...

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How Long Will This Affect My Credit Score? We Break it Down.

If you are in the market for a home you probably know that one of the Four Major Components for Qualifying for a Loan is your Credit Score. It’s always a good idea to try to improve your credit in the...

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Ken Follis was Honored as Real Living Lifestyles #8 Individual Agent for...

Ken Follis likes to call himself a Real Estate Consultant, because he’s not just there to sell or buy a home – he’s there to inform and educate on a personal level. Ken keeps his clients informed on...

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